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Approved loans: 1556853

Frequently asked questions

What are the terms of loans issued through the service?

For first-time applicants, amounts ranging from 200 - 1,500 zloty are available, while regular borrowers may access from 1,500 - 10,000 zloty. The repayment period is from 1 day to 1 month for the first transaction and from 6 to 12 months for subsequent loans. Special offers include the possibility of taking out interest-free loans, while standard rates involve an interest rate of 1-2% per day. At the first application, up to 200 - 1,500 zloty is issued, but up to 1,500 - 10,000 zloty is available to regular borrowers. The repayment period is from 1 day to 1 month for the first transaction and up to 6-12 months for re-issue of the credit. Special offers include the possibility of taking out loans without interest, while basic rates require 1-2% interest rate per day.

Can I get a loan if I have a bad credit history?

Yes, we partner with over 10 banks and lenders, including very accommodating lenders ready to help borrowers improve their credit standing. We will find suitable options for clients with any credit history.

How fast is the loan processed?

You can receive money within 15 minutes. The questionnaire is processed automatically, applications are reviewed instantly, and the processing adheres to pre-approved proposals, resulting in funds being disbursed without refusal in 95% of cases.

Will I receive money on Saturday evening and have it disbursed immediately on Monday morning?

The service "creditnice.pl" operates 24/7, without breaks or days off. Requests are processed immediately upon receipt, regardless of the time of day.

How do I repay an online loan?

The borrower has several options for making credit repayments: via money transfer, terminal, card at an ATM, personal account, or bank transfer using the lender’s details.

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